Notices and Disclosures
NOTICE: We adhere to strict privacy standards and we are required by law to adopt procedures to request and retain in our records information necessary to verify your identity.
This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our website.
“You” or “Your” means you as a participant in or as a user of the NorthStarAdvance.com website. “We” or “Our” or “Us” means NorthStarAdvance.com. “Our site” means NorthStarAdvance.com.
All information transmitted, printed or otherwise submitted to NorthStarAdvance.com via this website shall be deemed to be the property of NorthStarAdvance.com and NorthStarAdvance.com shall be free to use such information for any lawful purpose as detailed herein.
This site may contain links to other sites. We are not responsible for the privacy practices or the content of such sites.
We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.
When submitting your e-mail address at the Website you agree to receive e-mail marketing from NorthStarAdvance.com and our third-party advertisers.
We automatically collect and/or track the following:
- Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);
- information knowingly provided by you through on-line forms, registration forms, surveys, and/or other entries, including but not limited to your name, address, telephone number, social security number, driver’s license number, email address, employment information, demographic information, bank account information, and income;
- information, user specific or aggregate, on what pages our visitors access; and
- E-mail addresses of visitors that communicate with NorthStarAdvance.com via e-mail.
Use of Data Collected
We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers.
Information collected by us may be added to our databases, as well as third party databases, and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry.
Disclosure of Data to Third Parties
If you choose to provide personal information, it will be used for the following purposes:
- Considering your application submitted through NorthStarAdvance.com;
- For marketing products and services which we determine, in our sole judgment, that you might find of interest. We reserve the right to share, rent, consign, or otherwise disclose data we collect to third parties. Any third party we share, rent, consign, or otherwise disclose data to will be prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.
DO NOT TRACK DISCLOSURE
Your Opt-Out Rights
You may opt-out of receiving communications from us and/or our partners by not submitting your information. We also allow you to remove your information from our marketing lists. If you remove your information from our marketing lists it will no longer be used by us to send promotional correspondence to you. You can remove your information from our marketing lists by clicking here and filling out our form, or in writing via email; privacy@NorthStarAdvance.com, or by replying “STOP”, “END”, “QUIT” to a SMS text message you have received.
We Do Not Intend to Collect Data from Children The information and services provided to us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside NorthStarAdvance.com. No part of NorthStarAdvance.com’s web site is structured to attract anyone under the age of 18.
Our Right to Contact You
Our Right to Change
Our Contact Information
If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can contact us via email sent to: privacy@NorthStarAdvance.com.
Effective Date: January 1, 2015
This website, websites linking to this website, and websites linked from this website (collectively “We”) may make available a service either directly or through third parties by which you can receive commercial messages on your wireless device via short message service (“SMS Service”). Your provider’s standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Data obtained from you in connection with this SMS Service may include your name, address, cell phone number, your provider’s name, and the date, time, and content of your messages. The use of this information will be in accordance with this Mobile Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies. You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying “STOP”, “END”, or “QUIT” to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering.
Information for ISPs
NorthStarAdvance.com understands consumers’ concerns over the use of their personal information. We hope this information will relieve any concerns your company may have regarding our email policies. NorthStarAdvance.com and its affiliated sites use only an “opt-in or opt out” method of obtaining customer information, and it is not our policy to send unsolicited email. We obtain email addresses and personal information from third parties that follow the same set of policies. NorthStarAdvance.com email messages sent include the following information about the origin of the emails and include instructions on how recipients can unsubscribe from receiving future email messages:
From time to time, NorthStarAdvance.com will enter into an arrangement with a third party website to allow individuals to opt into our marketing program on those third party websites. In each case the third party websites have represented and warranted to us, among other things,
- that the data was collected voluntarily from individuals on website registrations and co-registrations;
- that the sellers have a right, under any applicable privacy statements, to transfer the data to us; and
- that NorthStarAdvance.com has the right to send marketing offers to the individuals.
We hope this information satisfies any questions or concerns you may have regarding the email practices of NorthStarAdvance.com. If you have additional questions or wish to discuss this matter further, please contact us at privacy@NorthStarAdvance.com.