• We help find the right personal loan for you

    Welcome! Apply for your payday loan online right here from North Star Advance. We love to make it fast, easy, friendly, and convenient for you to get loans from $50 to $500. With a long track record, we're a most trusted source for short-term financial needs. We're ready to help you in any way we can.

    Secure online application with instant approval

    We specialize in assisting individuals with excellent & good credit accomplish their short term financing needs at the most competitive rates possible. We can also get you the loans you need at reasonable rates if you are someone with bad credit! Apply Online now.

    Support throughout the entire loan process

    A customer service representative will call to verify your information (or you can call us!). Once your details have been confirmed, we send you a copy of your application by email. Help when you need it, fast!

  • We help find the right Payday Loans lender for you

    If you need money now, a fast payday loan up to $1000 could be the answer. The Application process takes less than 3 minutes . Bad credit OK! Many times instant approval.

    Due dates on your pay loan are usually on your next payroll check deposit, however, some lenders can extend that up to 45 days from the time of your loan. Installment options can be available in some situations. Most lenders offer loans in the amount of $100 to $1000, with the average being $250-$550. Fees are typically $15 to $30 per $100 borrowed, this depends largely on state and local laws.

  • Annual Percentage Rate (APR) Information

    The annualized percentage rate for payday loans can range from 551.2% to 998.43%; based on the amount and length of the loan. Larger loans with longer payback periods have lower interest rates. Yes, this sounds large, however, one must consider that these loans are only meant for a very small time frame, usually 2 weeks. Annualized fees for charges like returned check fees, credit card late fees or a reconnect fee from a utility company can be 1200% or more.

  • The Dangers of Payday Loans

    A cash advance on a future paycheck may seem like a solution to a short-term financial crisis. But odds are that cash advance or payday loan will come at an extremely high price - and trap the borrower in a cycle of long-term debt.

    That's the consensus of government regulators and consumer advocates nationwide, who characterize the high-interest, short-term loans as debt traps for unsuspecting consumers.

    Consider this: The typical charge for a payday loan is $15 to $20 every two weeks for each $100 advanced.

    For two-week loans, those rates translate to annual percentage rates of 390% to 780%, the Consumer Federation of America reports.

  • About Money

    The dangers of a payday loan...

    One of the most frustrating things about your finances is to feel like you are stuck and that you are not moving forward or reaching your goals. Some people are afraid to look at the whole picture and others just refuse to see the habits and issues that they may be dealing with.

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  • Borrowing Responsibly

    May 18, 2013
    Borrowing Responsibly

    Promoting the Responsible use of Short Term Loans!   Short term loans on your terms Getting short term loans means getting money fast and solving an immediate financial problem. Borrowers pay back short term loans within a few weeks, so theres no long-term debt. Short term

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